Heather Locus CPA, CFP®, CDFA®
Why did you choose to be part of the BDF team?
For several years I owned my own wealth management practice in Minnesota and was relocating to Chicago. I was debating whether to stay on my own or join another firm. When I interviewed with Mark Balasa, I immediately knew we shared the same passion to help people and personal values. That meeting forever changed my life, and I have never looked back.
Why did you choose to lead the Divorce Practice Group?
Anyone going through a divorce has to make the most important decisions of their life during what may be the most challenging experience they will ever live through. People often experience shock, anger and resentment along with significant changes in social dynamics leading them to reassess their fears, dreams and priorities. Helping them protect hope and maintain a proactive focus by gaining an understanding of their new lifestyle and options is very rewarding. Going through my own divorce, I gained a much deeper appreciation of how challenging it is to make sound decisions in the midst of any major life transition. The combination of my technical expertise and personal journey, along with over two decades helping people manage conflicting priorities, has given me a unique ability to help families during this challenging time.
What do your clients appreciate most about you?
My clients tell me that they appreciate how we hold time and space for them to reflect about what is most important in their life. We start our meetings by discussing what a full life looks like for them now. This ensures how they use their money is in line with their evolving priorities. What I appreciate most about our clients is all that I learn from them – many are true “life mentors” to me.
What skills or characteristics make you uniquely qualified for this work?
The combination of compassion and curiosity allow me to really understand what motivates our clients and what holds them back. My extensive training in executive coaching and divorce mediation, along with being a CPA and CFP® professional for over 20 years, collectively enable me to design practical solutions aligned with each clients’ unique values. I work with our talented BDF team to ensure each plan is executed and updated as life evolves.
What defines your own personal “full life”?
A full life for me is being open to possibilities and experiencing all that life has to offer. I’m blessed with a wonderful son and daughter who provide joy and learning opportunities every day. My purpose in life is to raise them to be self-sufficient with close connections. Serving our clients and working with the BDF team is truly a privilege as well. I feel fortunate that between founding our BDF Women’s Service Team and my philanthropic work, I am able to have a meaningful impact on women from all walks of life. I love to travel, enjoy new restaurants and wines, and take advantage of any opportunity to be active outdoors.